Just as Medicare is really complicated, Medicare Supplement Insurance plans are too. Because Medicare coverage is not complete, the vast majority of people (86%) choose to buy some form of additional coverage. Medicare Supplemental insurance policies, or “Medigap” plans, come in different varieties. In most states, the standardized plans are labeled by letters: A, B, C, D, F, G, K, L, M, and N (plans E, H, I, and J are no longer offered.) However in a few states (Wisconsin, Minnesota, and Massachusetts) they are handled differently. These plans are standardized; that means that all the coverage options are the same no matter which company administers the policy. Discrepancies arise in which option you choose, how much you pay, and who administers the plan.
ePlatinumHealth has decades of experience working with the particular Medicare Supplement, or “Medigap,” policies available in Wisconsin. We can help you understand the Basic Plan and help you determine what riders you need. Riders can cover Part A & Part B deductibles, and Part B excess charges, for instance. Wisconsin Medigap plans can also help with Original Medicare costs on a 25% or 50% cost-sharing basis.
Have one of our independent agents sit down with you and figure out which Wisconsin Medigap plan works best for your needs.
It’s important to understand the different options open to you and think through the potential pros and cons of each. Just because a particular plan has low premiums does not necessarily mean it is the best choice. We spend time with you talking about what your present health and financial situation are, and what you can reasonably expect in both areas. It is our goal to “arm you with information” so you have the knowledge and are confident in the decision you make.
Neither ePlatinumHealth nor its agents are connected with the Federal Medicare Program.