Dental Insurance plans usually cost relatively little per month, with covered services falling into three categories: preventive, basic, and major. Most Dental Insurance plans will cover 100% of preventive work (once the deductible has been met), and between 70-80% percent of basic work done. Major work will be covered the least, with the insured paying a larger percentage. There are often waiting periods for Dental Insurance (of about six months for basic work and up to two years for major), so be sure to ask your agent for clarification! Keep your smile shining bright with ePlatinum Health.