The only certainty in life is its end, and a Life Insurance policy assures that your loved ones can grieve without financial worries. There are several kinds of Life Insurance policies, all of which provide a lump-sum payment to beneficiaries in the event of the insured’s death, but which differ in other details. Term Life Insurance policies last a predetermined number of years (10-20), after which the insured may be offered another term policy, although at higher premiums. Universal Life Insurance and Whole Life Insurance policies come with higher premiums, but have a cash value and last for the duration of the insured’s life. At ePlatinum we want to help you protect the people who make your life worth living.
Is It a Good Idea for Me?
A Life Insurance policy is never a bad idea, since you can never know when catastrophe will strike. Will your family be able to support themselves without you? Will your end-of-life arrangements cause your family to suffer further still? A Life Insurance policy can provide you with peace of mind just as it provides them with financial security. Life Insurance is a particularly good thing to have if you generate a large amount of your family’s income. Speak to one of our independent, local agents to find the best plan to guard your loved ones in the event of your death.
Find a Plan
ePlatinum Health values long-term relationships with our clients; we get to know them, their families, and their needs very well. We will spend the time talking with you to guide you with confidence to the Term, Whole Life, or Universal Life Insurance plan you need. One of our independent, local agents will work with you to find a Life Insurance plan that is right for you and your budget, and that provides the protections you seek for your beneficiaries.