Affordable Care Act (ACA)
There is nothing more vital than assuring access for yourself and your family to healthcare services. The Affordable Care Act (ACA) was passed in 2010 to expand the marketplace for healthcare in the United States, to protect insured individuals, and to lower the costs of healthcare. The ACA is a gigantic read, and learning the ins and outs of it is an immense undertaking. At ePlatinum Health, our independent agents are all experts in the field, and will be happy to help you exercise your rights, understand your protections, and find medical health insurance that suits your needs and budget.
Under the Affordable Care Act all medical health insurance plans must cover a list of essential health benefits that includes: ambulatory patient services, emergency services, maternity, pregnancy, and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative and habilitative services and devices, laboratory services, preventative and wellness services, and pediatric services. Plans must also include some additional benefits, including birth control coverage, and breastfeeding coverage. Plans may also offer other benefits, such as dental and vision. At ePlatinum Health we are dedicated to ensuring that you understand the benefits of your insurance plan and are equipped to make full use of it.
How Am I Protected?
The Affordable Care Act introduced a number of rights and protections for healthcare consumers, and the professionals at ePlatinum Health know how important it is for people to be aware of their rights. The ACA protects consumers in a number of ways, including: requiring insurance companies to cover people with pre-existing health conditions, making it illegal for insurance companies to cancel coverage for patients who become sick, and many more. Our agents are delighted to talk, online or otherwise, for a full explanation of the rights and protections available to you under the ACA, and to find a healthcare plan to keep you happy and healthy for years to come.